Terms & Conditions

Please use the links below to view and read our Terms and Conditions which apply to your purchased policy. Please note that Terms and Conditions may change periodically.
If you are unsure which terms apply to your policy, or you require a copy older than those listed, please contact us with your details and we will email you a copy of the correct version.

Domestic Vehicle Breakdown Cover

Policy Wording

Novus Domestic PW V171023 (Policies sold online between 01/11/2023 and 14/12/2023)
Novus Domestic PW V141223 (Policies sold online between 15/12/2023 and 03/09/2024)
Novus Domestic PW V040924 (Policies sold online between 04/09/2024 and 28/02/2025)
Novus Domestic PW V2 (Policies sold online from 01/03/2025 to present)

Insurance Product Information Document (IPID)

NB IPID Domestic V171023 (Policies sold online from 01/11/2023 to present)

Personal Breakdown Cover

Policy Wording

Novus Domestic PW V171023 (Policies sold online between 01/11/2023 and 14/12/2023)
Novus Domestic PW V141223 (Policies sold online between 15/12/2023 and 03/09/2024)
Novus Domestic PW V040924 (Policies sold online between 04/09/2024 and 28/02/2025)
Novus Domestic PW V2 (Policies sold online from 01/03/2025 to present)

Insurance Product Information Document (IPID)

NB IPID Domestic V171023 (Policies sold online from 01/11/2023 to present)

Business Fleet Breakdown Cover

Policy Wording

Novus Business PW V171023 (Policies sold online between 01/11/2023 and 14/12/2023)
Novus Business PW V141223 (Policies sold online between 15/12/2023 and 03/09/2024)
Novus Business PW V040924 (Policies sold online between 04/09/2024 and 28/02/2025)
Novus Business PW V2 (Policies sold online from 01/03/2025 to present)

Insurance Product Information Document (IPID)

NB IPID Business V171023 (Policies sold online from 01/11/2023 to present)

Motorhome (Business and Domestic Use) Breakdown Cover

Policy Wording

Novus Motorhome PW V171023 (Policies sold online between 01/11/2023 and 14/12/2023)
Novus Motorhome PW V141223 (Policies sold online between 15/12/2023 and 03/09/2024)
Novus Motorhome PW V040924 (Policies sold online between 04/09/2024 and 28/02/2025)
Novus Motorhome PW V2 (Policies sold online from 01/03/2025 to present)

Insurance Product Information Document (IPID)

NB IPID Motorhome V171023 (Policies sold online from 01/11/2023 to present)

Minibus Breakdown Cover

Policy Wording

Novus Business PW V171023 (Policies sold online between 01/11/2023 and 14/12/2023)
Novus Business PW V141223 (Policies sold online between 15/12/2023 and 03/09/2024)
Novus Business PW V040924 (Policies sold online between 04/09/2024 and 28/02/2025)
Novus Business PW V2 (Policies sold online from 01/03/2025 to present)

Insurance Product Information Document (IPID)

NB IPID Business V171023 (Policies sold online from 01/11/2023 to present)

Taxi Breakdown Cover

Policy Wording

Novus Taxi PW V171023 (Policies sold online between 01/11/2023 and 14/12/2023)
Novus Taxi PW V141223 (Policies sold online between 15/12/2023 and 03/09/2024)
Novus Taxi PW V040924 (Policies sold online between 04/09/2024 and 28/02/2025)
Novus Taxi PW V2 (Policies sold online from 01/03/2025 to present)

Insurance Product Information Document (IPID)

NB IPID Taxi V171023 (Policies sold online from 01/11/2023 to present)

Terms of Business Agreement (TOBA).

TOBA V1.4 (All policies sold online between 28/09/2020 and 03/09/2024) 
TOBA V1.5 (All policies sold online from 04/09/2024 to present)

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